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Need for Pension: Decreased income earning potential with age. Assured monthly income ensures dignified life in old age.
Therefore, it has been announced that the Government will launch the Atal Pension Yojana (APY), which will provide a defined pension, depending on the contribution, and its period. The minimum age of joining APY is 18 years and maximum age is 40 years.The subscriber has also to appoint a nominee who should be other than the spouse.The Aadhar details of spouse and nominees are to be provided.In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only.The Atal Pension Yojana offers the following benefits to the subscribers i. 1,000/-, 2,000/-, 3,000/-, 4,000 and 5,000/- per month.